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phonepe spoof app The PhonePe UPI, Payment, Recharge app, often referred to as PhonePe, is a multifaceted finance application designed for Android users When PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility Officially known as “PhonePe – UPI, Recharges, Investments & Insurance,” PhonePe is an online payments app that combines all of your banking